ribbonPay

Stop reviewing orders — and
stop overpaying for fraud protection.

If your team is checking orders before they ship, you’re running a fraud detection department without
realizing it. ribbonPay screens every order and returns a clear decision – so your team can focus on
fulfillment, not second-guessing customers. 

No set up fees. No contract. Run it alongside your current system.

Most fraud tools force a bad tradeoff.

Your team can review risky orders and slow down fulfillment. Or you can pay for expensive protection that declines too many good customers. ribbonPay gives you a third option: service-backed fraud decisions that help you ship faster, approve more legitimate orders, and keep fraud under control.

ribbonPay Fraud Decisioning Tool

How ribbonPay handles order decisions:

Every order gets a clear decision — so you can ship faster, approve more customers, and stop second-guessing transactions.

Same-day decisions

Every order is reviewed using real signals - not just a generic risk score.

More good orders approved

We recover legitimate orders your current system would reject - turning declines into revenue.

No more manual review

No dashboards to manage or scores to interpret; just a decision your team can act on immediately.

Clear monthly reporting

Smarter decisioning reduces fraud and chargebacks without overcorrecting.

Human review where it matters

Borderline orders are reviewed by real analysts - not automatically declined like most systems.

Your team stays out of it

No more manual checks, customer calls, or guesswork; your team focuses on fulfillment.

FRAUD & OPERATIONS

Your team wasn't hired to become experts in payments fraud

For most merchants, fraud isn’t handled by a system; it’s handled by whoever is available.

Someone on your team checks flagged orders before they ship. They look at the address, the email, maybe Google the customer, sometimes even call to verify.

It slows down fulfillment, creates friction with real customers, and still doesn’t guarantee the right decision.

At the same time, guarantee-based fraud services solve that problem by overcorrecting – declining a percentage of orders to protect themselves, even when those orders are legitimate.

So you end up paying more… and still losing good revenue.

Manage-Chargebacks
Online-Merchants

Fraud decisions, without the back-and-forth.

When an order comes in, ribbonPay screens it in real time using multiple data points – not just a generic score.

Most orders are decided instantly. If something looks questionable, it’s reviewed by a trained analyst who understands how to spot real fraud without rejecting legitimate customers.

From there, you get a simple response tied directly to the order:

1) SHIP
2) CANCEL

No dashboards to manage. No rules to tune. No second-guessing.

Your team just sees the decision and keeps fulfillment moving.

WHY SWITCH?

Better than manual review. Smarter than most fraud tools.

Most fraud solutions either leave your team doing the work – or overcorrect and decline too many good orders. ribbonPay sits in between, delivering better outcomes without the tradeoffs.

Manual review slows everything down

Checking orders, researching customers, and making judgment calls pulls your team out of fulfillment and creates delays.

Scoring tools still leave you guessing

A risk score doesn’t make a decision. Someone still has to interpret it - and that usually leads to inconsistent results.

Expensive guarantee services decline too much

To protect themselves, many providers reject a percentage of orders, including legitimate customers you could have approved.

ribbonPay makes the decision for you

We combine real signals with human review where needed; returning a clear decision your team can act on immediately.

Get Started

Try it side-by-side with your current setup. You don’t need to replace anything to get started. Run ribbonPay alongside your current fraud process, compare the results, and decide based on real data - not a sales pitch.

Connect your order flow

Send us your orders through your cart, gateway, or backend — no major integration required.

Keep your current system running

Nothing gets replaced. Your existing fraud tools stay active during the pilot.

We screen orders in parallel

ribbonPay reviews the same orders and returns decisions without disrupting your workflow.

Compare the results

See approval rates, fraud rates, and how many good orders your current system is missing.

Measure real impact

Track time saved, fewer customer contacts, and total cost vs your current approach.

Decide with confidence

At the end of 90 days, you’ll know exactly whether it’s worth switching.

Contact ribbonPay to learn more about our E-Commerce solutions.